Retirement Calculator
Enter your savings, what you put away each month and the income you want, and see whether you're on track to retire, in today's dollars.
Frequently asked questions
How much do I need to retire?
A common rule of thumb is 25 times the yearly income your savings must provide (the 4% rule). If you want $60,000 a year and expect $24,000 from Social Security, the gap is $36,000, so about $900,000.
What is the 4% rule?
Withdraw 4% of your savings in the first year of retirement and adjust for inflation afterwards; historically that lasted at least 30 years in most US market periods. It's a guideline, not a guarantee.
How do I estimate my Social Security?
Your my Social Security account at ssa.gov shows estimates at 62, full retirement age and 70. See also our claiming age calculator.