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Net Worth Calculator

Your net worth is everything you own minus everything you owe. Track it once or twice a year; the trend matters more than the number.

Net worth calculator

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Net worth

$215,500

Assets $543,000 − debts $327,500

Liquid net worth (excluding home and cars)
$119,500
Debt-to-asset ratio
60.3%

Frequently asked questions

Should I include my home in net worth?

Yes, at a realistic market value minus the mortgage. Many people also track liquid net worth without the home, since you can't easily spend home equity.

Is a negative net worth bad?

It's common early in a career, especially with student loans. What matters is that it rises over time.

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