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Future Value Calculator

See what a starting amount and regular deposits grow to, and what that future amount is worth in today's money.

Future value calculator

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$
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yrs
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Future value in 15 years

$82,705

$57,105 in today's dollars

Total contributed
$46,000
Growth
$36,705
Present value of $82,705 at 2.5%
$57,105

Frequently asked questions

What is the future value formula?

FV = PV × (1 + r)^n + PMT × ((1 + r)^n − 1) ÷ r, where r is the rate per period and n the number of periods.

Why show today's dollars?

Inflation erodes buying power. $100,000 in 20 years at 2.5% inflation buys about what $61,000 buys today.

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